Our firm has developed non-insurance solutions for small employers that aren’t required to provide insurance, but still want to give their employees a true healthcare benefit.
For small group employers that are still required to provide an insurance product, our self-funded bundle gives all the same performance metrics that our larger clients receive, re-bundled for administrative efficiency to teams with smaller management departments.
Everyday Care
This is a non-insurance option. That means it does not meet the ACA guidelines and is not a 'minimum value plan.'
- Non-insurance
- Direct Primary Care
- Starting at $5 per month per employee
- High quality, value-based networks
- Health concierge service
- Mobile app
Medical Cost Sharing +
This is a non-insurance option. Just like the Everyday Care plan, it does not meet the ACA guidelines and is not a 'minimum value plan.'
- Non-insurance
- Direct Primary Care
- Independent, transparent solution partners
- Transparent, up-front pricing
- High quality, value-based networks
- Affordable to even the lowest paid employees
Self-Funded Bundle
This plan is almost identical to our unbundled health plans that have made us famous.
We use many of the same solution partners, plan designs, cost structures and strategies, but we've re-bundled it to keep the complexity and administrative work to a minimum.
- Embedded Direct Primary Care
- Independent, transparent solution partners
- Transparent, up-front pricing
- High quality, value-based networks
- Affordable to even the lowest paid employees
Any employer with at least 5, but no more than 100, benefits-eligible employees.
We can deliver a proposal in less than a week as long as we have a valid employee census.
Some plans may require medical underwriting questionnaires which can take 2-3 weeks.
Employers with more than 25 employees may simply submit a detailed census.
Many of the solution providers are the same ones we use for larger clients. These are organizations that have been vetted and qualified as transparent partners.
All the data. Full claims detail, unit cost for each medical claim, unit cost for prescriptions, admin fees, etc
Of course, much of the detailed data is protected health information so only your in-house HIPAA officer should see it.
Yes, we’re happy to help educate you, your firm, your clients and any prospects on these plans.
Frankly, we would happily discuss how to personalize these plans for your geography if that would help.
You can submit an inquiry using the form at the bottom of the page.
